Finally understand where your money went.
Dive connects to your bank-alert emails and turns scattered transactions into clear spending insights, salary summaries, recurring-charge alerts and monthly money reports, across your bank and fintech accounts.
Read-only access. Financial alerts only. Disconnect anytime. No sign-up needed to explore the demo.
By month-end, it is hard to know what really happened.
Your salary may land in one account, your daily spending happens in another, and your bank alerts are scattered across your inbox. No single app shows the full picture.
Money is split across banks and fintechs.
Bank alerts are scattered across your inbox.
No bank app shows your full picture.
Manual review takes time you do not have.
Recurring charges quietly slip past you.
Spending patterns stay invisible.
Everything you need to understand your money.
One quiet system that reads your alerts, organises your transactions and explains what changed, so the picture is always clear.
One unified money picture
Every supported bank and fintech, merged into a single view: salary account, OPay, Kuda and more.
Monthly money report
A clear, plain-English summary of what came in, what went out and what changed each month.
Spending breakdown
See exactly where your money went, grouped into categories you actually recognise.
Salary detection
Dive spots your salary automatically and confirms it arrived on time and in full.
Subscription tracker
Surface every recurring charge so quiet monthly costs never slip past you.
Unusual-activity alerts
Get flagged when a charge is larger than usual or from a brand-new merchant.
Financial-health insights
A simple score and the reasons behind it, so you know whether your month improved.
Exportable summaries
Download clean CSV and PDF summaries whenever you need them.
Personal and business clarity
Separate personal and business activity for cleaner records and tax-friendly summaries.
From scattered alerts to clear insights in four steps.
- 01
Connect your email
Link Gmail, Yahoo, Outlook or another inbox with secure, read-only access.
- 02
Dive detects alerts
We find your bank and fintech alert emails, and ignore everything else.
- 03
We organise transactions
Alerts become clean, categorised transactions, with self-transfers excluded.
- 04
You get clear insights
Reports, spending breakdowns and alerts that explain what really happened.
Connect the inbox you already use.
Gmail, Yahoo Mail and Outlook are our headline providers. Any other inbox connects over a secure read-only link.
Your banks and fintechs, all in one place.
We are launching with the institutions most Nigerians use every day, and adding more continuously.
Supported now
Coming soon
Built to read your alerts, never to touch your money.
Trust is the product. Here is exactly what Dive can and cannot do.
Read-only access
Dive can read your financial-alert emails. It can never send, delete or modify them.
Never moves money
Dive has no access to your money or payment rails. It cannot move a single Naira.
Financial alerts only
Only transaction and bank-alert emails are processed. Personal messages are never read.
PDFs become structured data
Uploaded statements are converted to Markdown and JSON. The original PDF is not stored.
Disconnect anytime
Unlink any inbox in one tap. Disconnecting stops all access immediately.
Delete your data
Request full deletion of your data whenever you choose, and we honour it.
Simple pricing that grows with you.
Start free, upgrade when you want the complete picture. Pro and Business come with a 60-day free trial.
Free
Real clarity to get started. See where your money went, at no cost.
- Connect one email source
- Basic monthly money report
- Current-month spending breakdown
- Basic income vs expense summary
- Basic category insights
- Basic financial health insight
Pro
Your complete personal financial picture, explained clearly.
- All detected banks and fintechs
- Full monthly reports and history
- Subscription and recurring-charge tracker
- Unusual-activity detection
- Net cash flow and account drilldowns
- AI explanations and Ask Dive
- CSV and PDF exports, custom date ranges
Business
Separate and analyse personal and business money, with richer reports.
- Everything in Pro
- Personal vs business tagging
- Business income and expense summaries
- Business reports and tax-friendly summaries
- Client and customer income tracking
- Advanced report templates
- Priority support
Made for the way Nigerians actually bank.
Salary earners
Confirm your salary landed on time and watch where it goes each month.
Couples planning spending
Bring shared accounts together to plan monthly spending with one picture.
Bank plus OPay or Kuda users
Unify a traditional bank with your fintech wallets, with no more guesswork.
Freelancers and side-businesses
Separate business income and expenses for cleaner records and tax time.
Subscription trackers
Keep every recurring charge in view and cut the ones you forgot about.
Monthly-report lovers
Get a dependable monthly summary you can read in two minutes.
See your whole money picture in minutes.
Connect your email and Dive turns your bank alerts into a clear monthly report. Start on Free, or try Pro or Business free for 60 days. Read-only, and you can disconnect anytime.
- Your money from every bank, in one place
- A 60-day free trial on Pro and Business
- Insights that explain where your money goes
- Read-only and disconnectable, always
Questions, answered plainly.
Your bank and fintech alerts arrive by email. Dive reads only those financial-alert emails to rebuild your transactions into one clear picture. There is nothing to upload manually.
Only transaction and financial-alert emails from supported banks and fintechs. Dive does not open personal messages, newsletters, work email or anything unrelated to your money.
No. Access is scoped to financial-alert emails. Personal correspondence is never read, stored or analysed.
Never. Dive has read-only access to email alerts. It cannot move, hold or touch your money, and it has no connection to your bank's payment rails.
Yahoo Mail is fully supported and sits right after Gmail. You can also connect Outlook, or any other inbox over a secure read-only connection.
That is exactly the point. Dive brings every supported bank and fintech together (your salary account, your OPay, your Kuda) into one unified money picture.
Connect as many inboxes as you like. Dive merges alerts across all of them and removes duplicates so each transaction is counted once.
We are adding institutions continuously. If yours is not detected yet, you can still upload a bank statement and Dive will read the transactions for you.
Yes. Upload a PDF statement and Dive converts it into structured data to enrich your money picture. This is useful for unsupported banks or older history.
Dive converts your PDF into structured Markdown and JSON to read the transactions, and does not keep the original PDF file in our database. Raw content is not retained longer than necessary.
Anytime, in one tap from settings. Disconnecting immediately stops all access.
Yes. You can request full deletion of your data whenever you choose, and we honour it.
No. Dive is a financial intelligence layer. It helps you understand your money; it never holds it.
Not in the old sense. Dive does the reading and organising for you, then explains what happened in plain English, rather than asking you to enter every transaction.
Yes. Pro and Business come with a 60-day free trial, so you can try everything Dive offers before you pay. Free stays free forever, and you can cancel a trial anytime.
Free gives you a real taste of clarity at ₦0. Pro (₦2,500/month) unlocks your complete personal picture. Business (₦5,000/month) adds personal-versus-business separation and richer reporting.
Ready to see where your money went? Get your money report.