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Start free and upgrade when you want the complete picture. Flat monthly amounts in Naira, with no hidden per-account or per-report charges.
Real clarity to get started. See where your money went, at no cost.
Your complete personal financial picture, explained clearly.
Separate and analyse personal and business money, with richer reports.
All plans include read-only access, financial-alerts-only processing, and the freedom to disconnect anytime.
| Features | Free₦0 | Pro₦2,500/month | Business₦5,000/month |
|---|---|---|---|
| Connections | |||
| Connected email sources | One | Unlimited | Unlimited |
| Detected banks and fintechs | Limited | All detected | All detected |
| Manual PDF statement upload | |||
| Reports and insights | |||
| Monthly money report | Basic | Full | Full |
| Spending breakdown | Current month | Full history | Full history |
| Income vs expense analysis | Basic | Full | Full |
| Net cash flow | |||
| Financial health insights | Basic | Full | Full |
| Year-to-date summaries | |||
| Custom date ranges | |||
| Intelligence | |||
| Salary detection | |||
| Subscription and recurring tracker | |||
| Unusual-activity alerts | |||
| AI explanations / Ask Dive | |||
| Category correction and rules | |||
| Exports and business | |||
| CSV and PDF exports | |||
| Personal vs business tagging | |||
| Business reports and summaries | |||
| Tax-friendly summaries | |||
| Priority support | |||
| Start free | Get Pro | Get Business | |
Invited pilot users experience everything Dive offers at no cost for the pilot period, in exchange for honest feedback that shapes the product.
Yes. Pilot users get full Pro and Business features unlocked for the pilot period at no cost, in exchange for feedback that shapes the product.
One connected email, a basic monthly money report, your current-month spending breakdown, a basic income-versus-expense summary and a basic health insight, enough to see the value, never a dead end.
Pro reveals every detected bank and fintech, full reports, the subscription tracker, unusual-activity detection, net cash flow, account drilldowns, AI explanations, CSV and PDF exports, and custom date ranges.
Freelancers, side-business owners and family-business users who mix personal and business money. It adds personal-versus-business tagging, business income and expense summaries, tax-friendly summaries and richer report templates.
Yes. Plans are monthly and you can upgrade, downgrade or disconnect at any time. Your data stays read-only and under your control throughout.
Prices are flat monthly amounts in Naira: ₦0 Free, ₦2,500 Pro, ₦5,000 Business. No hidden per-account or per-report charges.